N.B.Taylor & Co., Inc. Realtors



Posted by N.B.Taylor & Co., Inc. Realtors on 9/3/2019


4 Lamplight Circle, Natick, MA 01760

Single-Family

$684,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Impeccably Maintained 3 Bedroom 2.5 Bathroom Gambrel in Sought after Neighborhood close to Shops, Restaurants and Commuter Rail. Delightful Kitchen with solid surface Counters, Tile Backsplash and Floor, Fully Applianced inc 2 Dishwashers. Opens to Light Bright Cathedral Ceiling Family Room Addition with an abundance of Built-Ins, and French Doors leading to Entertainment Size Deck. Formal Living and Dining Rooms with Hardwood Flooring. Fireplaced Den, 1/2 Bath with Washer and Dryer complete the First Floor. Kingsize Master Bedroom with En-Suite Bathroom and 2 Walk-In Closets. Two Other good size Bedrooms with Closets and Family Bathroom. Lower Level includes Great Storage and 2 Car Garage. Rare Opportunity to own in this Popular Neighborhood
Open House
Sunday
September 08 at 1:00 PM to 3:00 PM
$10000 Price Reduction!! Come See This Delightful 3 Bedroom 2,5 Bath Gambrel Cape in Popular Coachman Estates. Updated Kitchen leads to Sunny Cathedral Ceiling Family Room Addition. Formal Living Room and Dining Room with Hardwood Floors. Fireplaced Den. 2 Car Garage. Great Storage in Basement. You will not be disappointed!
Cannot make the Open Houses?
Location: 4 Lamplight Circle, Natick, MA 01760    Get Directions

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Categories: Price Change  


Posted by N.B.Taylor & Co., Inc. Realtors on 9/3/2019


4 Lamplight Circle, Natick, MA 01760

Single-Family

$684,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Impeccably Maintained 3 Bedroom 2.5 Bathroom Gambrel in Sought after Neighborhood close to Shops, Restaurants and Commuter Rail. Delightful Kitchen with solid surface Counters, Tile Backsplash and Floor, Fully Applianced inc 2 Dishwashers. Opens to Light Bright Cathedral Ceiling Family Room Addition with an abundance of Built-Ins, and French Doors leading to Entertainment Size Deck. Formal Living and Dining Rooms with Hardwood Flooring. Fireplaced Den, 1/2 Bath with Washer and Dryer complete the First Floor. Kingsize Master Bedroom with En-Suite Bathroom and 2 Walk-In Closets. Two Other good size Bedrooms with Closets and Family Bathroom. Lower Level includes Great Storage and 2 Car Garage. Rare Opportunity to own in this Popular Neighborhood
Open House
Sunday
September 08 at 1:00 PM to 3:00 PM
$10000 Price Reduction!! Come See This Delightful 3 Bedroom 2,5 Bath Gambrel Cape in Popular Coachman Estates. Updated Kitchen leads to Sunny Cathedral Ceiling Family Room Addition. Formal Living Room and Dining Room with Hardwood Floors. Fireplaced Den. 2 Car Garage. Great Storage in Basement. You will not be disappointed!
Cannot make the Open Houses?
Location: 4 Lamplight Circle, Natick, MA 01760    Get Directions

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Categories: Open House  


Posted by N.B.Taylor & Co., Inc. Realtors on 9/2/2019

Real estate terminology can be confusing for both new and experienced homeowners alike. Especially when it comes to the various types of loans. If the different types of loans have your head spinning, don’t worry. I hear you!

Here’s what you need to know:

Mortgage prequalification is an estimate a lender will give as to what you will qualify for when a more in-depth analysis is made. It doesn't guarantee anything and is to be thought of as a rough ballpark estimate.

Mortgage pre-approval is when a more in-depth review is made. The lender will take your income, debt and other factors into consideration to give you a more conclusive number. This number is the max they will lend out to you. It does not mean you have to take out the full amount.

Adjustable rate mortgage or ARM is a mortgage in which the interest rate changes over time. These changes are dependent on an index based on the credit markets. The change in interest rate should reflect a fairness of risk to both the lender and borrower. These changes are regulated by the government and there is a limit to the charges. The initial lower rate the first few years is a draw for many borrowers.

A fixed-rate mortgage or FRM is, as you might have guessed, one where the interest rate does not change throughout the lifespan of the loan. These loans are seen as risky in that the interest rate doesn’t reflect the flux of credit market values. What this means is that sometimes the risk for the lender increases if the market value of the home increases. And the risk increases for the buyer when the market value of the home decreases.

Conventional loans have fixed terms and rates and are not “government-backed”. This simply means they are not guaranteed by the government or insured by a government agency. Examples of these agencies are the Federal Housing Administration (FHA), the Farmers Home Administration(FmHA), and the U.S. Department of Veteran Affairs (VA).

Private mortgage insurance or PMI is a type of insurance for a conventional loan. This loan protects the lender if, for whatever reason, you were to stop making payments. It’s usually a monthly premium tacked onto your mortgage payment. It can also be an upfront cost you only need to pay once. This is a decision that is up to and may be mandatory, by your lender.

Federal housing administration loan or FHA loan can only be obtained from qualifying lenders. These loans are insured by the FHA. This mortgage is designed to assist home buyers who have a low to moderate income and can’t afford to put down a large down payment. The down payment can be as low as 3.5% of the home's value for borrowers who qualify.  





Posted by N.B.Taylor & Co., Inc. Realtors on 8/26/2019

The wall finishes you loved five years ago seem a little stale now. Even though the walls have held up and don't need repainting, the look seems dated. Either that or your do-it-yourself gene wants to express itself again with something completely different. Go ahead. Splash some paint on those walls. Better yet, try a new finish to add warmth, depth, and sophistication to any room.

Decorative techniques

  • Sophisticated stenciling. Instead of flowers, paisley, and fleurs-de-lis think techno dashes or graphic geometrics. Try a single wall in the bathroom, or above the backsplash in the kitchen. For a fanciful finish, wrap your design around a corner and fade into the larger wall.
  • Stripes and checks. New painter tapes and smoother wall finishes lend themselves to stripes and checks. For an intricate detailing try graduating from wide stripes to narrow as you move up the wall or start with a darker color and move to a lighter one. Another sophisticated look is a plaid or check. Think gingham for a classic design. You'll need both a deeper and lighter version of the same hue to complete the look.
  • Strié. Different from stripes, strié is a faux finish utilizing glaze and brushes in a horizontal or vertical motion to create natural striations—fine ridges or grooves—on the surface of the wall. Because the process removes glaze with each brush stroke, it is a "negative technique" rather than adding it. The simplest version requires rolling a layer of faux-glaze over the entire wall, then removing it in lines with a dry brush.
  • Dots and harlequins. Add a bit of whimsy to the wall of a bedroom wall with polka dots or harlequins (elongated diamonds). Use a stencil for the dots and tap for the harlequins. Raise the bar a bit with your dots by placing them randomly rather than an evenly-spaced pattern or put larger groups of dots nearer the ceiling with fewer and fewer as they progress down the wall toward the floor.
  • Metallics. A newcomer to the paint scene, metallic paints such as pewter or copper in a glossy finish add drama to a niche or alcove. Use a metallic bronze above a fireplace or paint a powder room ceiling antique gold.
  • Sponging. Arguably one of the least complex finishes to master, sponging can date your home back to the 90s or move it into the modern era depending on the care and precision you use. A single color, say blue or green on a white wall, is the old version of this technique. To give a completely updated version, paint the wall a medium dark color, say an ocean blue, and then sponge on slightly lighter and slightly darker colors with a light hand to give the wall the look of aged azure stone. For a more formal look, lightly add metallic touches with a dry sponge to add reflective tones.
  • Color wash. For textured walls and paintable wallpaper, color wash creates a beautiful finish. Paint the walls in a satin finish paint, then, brush over it with a glaze mixture to bring out the texture.
  • Hand rubbed. Like color wash, the hand-subbed technique uses a soft cloth or old cotton sock, instead of a brush, to rub the glaze in a circular pattern onto the wall.

No matter what the technique, if you don't love the finished product, simply paint over it and start again. Before utilizing a specialty paint technique on the walls in a home you plan to sell, chat with your local real estate professional to see if it's the right choice for your home.




Tags: decorating   painting tips   DIY  
Categories: Uncategorized  


Posted by N.B.Taylor & Co., Inc. Realtors on 8/22/2019


58 Dean Road, Marlborough, MA 01752

Single-Family

$685,000
Price

12
Rooms
5
Beds
2/1
Full/Half Baths
Stunning Expanded 5 Bedroom 2.5 Bath Colonial Boasting Charming Front Porch with Pillars and Trex Floor, awaiting for you to enjoy the Summer Evenings. Magnificent Sun Filled Kitchen with an Abundance of Maple Cabinetry, Granite Countertops, Tile Backsplash, Stainless Appliances ,Oversized Island and Vast Eat In Area. Spacious Living and Dining Rooms . Cathedral Ceiling Family Room with Gorgeous Stone Gas Fireplace, Pillars & Plush W/W Carpet. 1st Floor Office. Fabulous Laundry/ Mud Room with Built Ins and Tile Floor. Cathedral Ceiling Master with Supersize Closet with Built Ins & Luxurious En-Suite Bathroom with Soaking Tub, Tile Shower, 2 Vanities Make Up Area and Tile Floor. 4 Other Good size Bedrooms with Excellent Closet Space and Family Bath Complete the 2nd Flr. Finished Lower Level with Gas Fireplaced Family Room, Craft Room and Exercise Room plus an abundance of storage. Beautiful Professionally Landscaped Grounds with Many Flowering Bushes and Trees
Open House
Sunday
August 25 at 1:00 PM to 3:00 PM
Come see this Delightful Expanded Colonial with 5 Bedrooms and 2.5 Bathrooms. Stunning Fully Applianced Kitchen with an Abundance of Cabinets, a Large Island, Tile Backsplash, Granite Counters and Hardwood Flooring. Cathedral Ceiling Family Room with Gas Fireplace and Plush Wall to Wall Carpet. Kingsize Master with Luxurious En-Suite Bathroom.. Finished Lower Level with Second Family Room with Gas Fireplace, Craft and Exercise Rooms.
Cannot make the Open Houses?
Location: 58 Dean Road, Marlborough, MA 01752    Get Directions

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Categories: New Homes