N.B.Taylor & Co., Inc. Realtors



Posted by N.B.Taylor & Co., Inc. Realtors on 11/19/2018

Newlywed life is such an exciting time! Itís also a time many couples decide to buy their first home together. And therefore aside from having a wedding, itís the first major financial decision couples make together. Hit the ground running together with these tips:

Co-managing money: If they havenít already combined finances before the big day many couples choose to do so after marriage. Learning how to manage money on your own is a task unto itself but managing it together is a vital skill for newlyweds. You can avoid unnecessary fights over money down the road by getting on the same page financially now. Get really honest with each other. Put everything on the table, especially various debts you each may hold, from credit cards to school loans itís all important to get a true snapshot of your combined finances.

Create a budget for your life together. Calculate your combined expenses. Consider where you can cut back on services and habits to save money and what you need to add to your budget. Be sure to consider: savings for a nest egg, vacations, car repairs, and unexpected medical emergencies. You may also want to begin saving up to start a family or plan for retirement. When you have a complete picture of your finances you can then look at whatís left over. What kind of down payment and/or monthly payments will you be able to realistically make with this amount?

Youíll also want to talk to each other about your lifestyle goals. If youíve always dreamed of living in the city or a small tightly-knit town. Perhaps youíve always imagined a large, spacious home while your partner is thinking of something smaller to focus more on traveling. Do you want a garage, a big yard, a pool or to be close to family? Getting clear on what you each expect from your ideal home will help you find the perfect middle ground where you will both be happy.

Itís best to be able to make at least 20% of the house cost for a down payment. The higher the down payment you can make the better as youíll have lower monthly payments and wonít get hit with extra fees from your insurance. If you canít save up this amount, look into first-time buyer loans which allow new buyers to make a smaller down payment.

Be prepared. Remember to plan and budget for closing costs on your home. You donít want this price tag to catch you off guard. Other things to be financially prepared for throughout the year are property taxes, homeownerís insurance as well as maintenance and upkeep.

Being newlyweds is an exciting time where you have the rest of your life together to look forward to. And buying a new home, in a lot of ways, can feel like the first major step in laying down the foundation for a long, happy life together.




Categories: Uncategorized  


Posted by N.B.Taylor & Co., Inc. Realtors on 11/16/2018


40 Richardson Rd, Hudson, MA 01749

Single-Family

$334,900
Price

6
Rooms
3
Beds
1
Baths
OPEN HOUSE SUN 1-3 pm Price Reduced ! Looking for a nice home in a great town ? Looking for a large fenced~ in yard part sun ,part shade ? Would it seal the deal if the furnace ,water heater ,windows & roof have been recently updated? Well... here you go ! Just pull up the rug and expose the hardwood floors ~ this one owner 3 bedroom home with walkout basement is in great shape although major cosmetic updates are needed there is town water & sewer and room to build a garage . The Elementry school & Chaps Childcare are just a few steps away. Vibrant Downtown Hudson is a mile or two down the railtrail with its many Shops Restaurants Town Offices & Banks. Hudson is a very easy commute it is about 1/2 way between Boston and Worcester close to 495 Mass Pike rt2 290
Open House
Sunday
November 18 at 1:00 PM to 3:00 PM
Come see this home with many of the big ticket Items already done for you furnace A/C windows roof ......large yard to spread out and enjoy !
Cannot make the Open Houses?
Location: 40 Richardson Rd, Hudson, MA 01749    Get Directions

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Categories: Price Change  


Posted by N.B.Taylor & Co., Inc. Realtors on 11/14/2018


40 Richardson Rd, Hudson, MA 01749

Single-Family

$344,900
Price

6
Rooms
3
Beds
1
Baths
OPEN HOUSE SUN 1-3 pm Looking for a nice home in a great town ? Looking for a large fenced~ in yard part sun ,part shade ? Would it seal the deal if the furnace ,water heater ,windows & roof have been recently updated? Well... here you go ! Just pull up the rug and expose the hardwood floors ~ this one owner 3 bedroom home with walkout basement is in great shape although major cosmetic updates are needed there is town water & sewer and room to build a garage . The Elementry school & Chaps Childcare are just a few steps away. Vibrant Downtown Hudson is a mile or two down the railtrail with its many Shops Restaurants Town Offices & Banks. Hudson is a very easy commute it is about 1/2 way between Boston and Worcester close to 495 Mass Pike rt2 290
Open House
Sunday
November 18 at 1:00 PM to 3:00 PM
Come see this home with many of the big ticket Items already done for you furnace A/C windows roof ......large yard to spread out and enjoy !
Cannot make the Open Houses?
Location: 40 Richardson Rd, Hudson, MA 01749    Get Directions

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Categories: Open House  


Posted by N.B.Taylor & Co., Inc. Realtors on 11/12/2018

If you intend to buy a house, you may want to employ a home inspector. In fact, there are many reasons why a buyer may hire a house inspector, such as:

1. You want to identify any underlying home problems.

Although you may have walked through a house a few times before you submitted an offer to purchase, a house inspection allows you to receive comprehensive insights into a residence. Once you have a home inspection report in hand, you can assess any underlying house problems and plan accordingly.

A home inspection is conducted by a property expert who will analyze all areas of a house. Plus, you can attend an inspection and walk through a house with an inspector to obtain firsthand insights into a residence's condition. As a result, you can use an inspection to identify any underlying house problems before you finalize a home purchase.

2. You want to determine if you should follow through with your original offer to purchase.

A home inspection may reveal both minor and major issues with a house. Meanwhile, as a buyer, you will need to determine if you want to continue with your home purchase after an inspection. On the other hand, you may want to modify your initial offer to purchase or rescind your homebuying proposal following an inspection.

Ultimately, a home inspection provides insights into a home that you otherwise may have struggled to obtain on your own. You also can ask a home inspector to address any concerns or questions about a house following an inspection. And when you have a home inspection report in hand, you can review the results of this report to determine if a house is right for you.

3. You want to make the best-possible homebuying decision.

A home purchase likely is one of the biggest transactions you will complete in your lifetime. Thus, there is no need to cut corners as you try to accelerate the homebuying journey. Because if you forgo a home inspection, you could suffer the consequences of this decision in the near future.

When it comes to purchasing a home, it helps to gain as much information about a residence as you can. Thanks to a home inspection, you can use a wide array of information to analyze a house. With this information at your disposal, you can make the best-possible homebuying decision based on your individual needs.

As you navigate the homebuying journey, you may want to employ a real estate agent, too. In addition to helping you find your dream residence, a real estate agent will guide you through the home inspection process. He or she first will help you find a qualified inspector to analyze a house you want to buy. Furthermore, a real estate agent will attend a home inspection with you and help you assess the results of a house inspection report.

Ready to complete a successful home purchase? Conduct an inspection prior to completing a home purchase, and you can obtain the insights you need to make an informed homebuying decision.





Posted by N.B.Taylor & Co., Inc. Realtors on 11/9/2018


40 Richardson Rd, Hudson, MA 01749

Single-Family

$344,900
Price

6
Rooms
3
Beds
1
Baths
Looking for a nice home in a great town ? Looking for a large fenced~ in yard part sun part shade ? Would it seal the deal if the furnace ,water heater ,windows & roof have been recently updated? Well... here you go ! You may want to pull up the rug to expose the hardwood floors ~ this 3 bedroom home with walkout basement is in great shape although some cosmetic updates are needed . The Elementry school is just a few steps away and vibrant Downtown Hudson is a mile or two down the railtrail (walking and bike trail) with its many Shops Restaurants Town Center Offices & Banks. Hudson is a very easy commute it is about 1/2 way between Boston and Worcester close to 495 Mass Pike rt2 290
Open House
No scheduled Open Houses

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Categories: New Homes